RBI Launches UPI for Feature Phones, Enables Digital Payment Without Internet

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What is UPI?

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What is UPI123Pay ?

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How is UPI123Pay different from the present UPI interface?

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RBI Launches UPI for Feature Phones: How To Make Transactions

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“DigiSaathi”- 24×7 Helpline for Digital Payments

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App-based Functionality

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Missed Call

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Inter-active Voice Response (IVR)

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Proximity Sound-based Payments

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RBI Launches UPI for Feature Phones, Enables Digital Payment Without Internet

RBI Launches UPI for Feature Phones, Enables Digital Payment Without Internet

What is UPI?

What is UPI?

A Unified Payment Interface (UPI) is a smartphone application that allows users to transfer money between bank accounts

What is UPI123Pay ?

What is UPI123Pay ?

UPI123pay is a UPI payment facility on feature phoneswill provide the users of feature phones the option to use UPI

How is UPI123Pay different from the present UPI interface?

How is UPI123Pay different from the present UPI interface?

The UPI 123Pay will allow customers to use feature phones for almost all transactions, except scan and pay

RBI Launches UPI for Feature Phones: How To Make Transactions

RBI Launches UPI for Feature Phones: How To Make Transactions

1. IVR Number. 2. App functionality in feature phones. 3. Missed-call-based . 4. Proximity sound-based payments.

“DigiSaathi”- 24×7 Helpline for Digital Payments

“DigiSaathi”- 24×7 Helpline for Digital Payments

1. toll-free number (1800-891-3333), 2. a short code (14431), 3. website – http://www.digisaathi.info, and chatbots.

App-based Functionality

App-based Functionality

An app would be installed on the feature phone through which several UPI functions, available on smartphones, will also be available on feature phones.

Missed Call

Missed Call

feature phones can make payments at the merchant outlet by giving a missed call on the number displayed at the merchant outlet

Inter-active Voice Response (IVR)

Inter-active Voice Response (IVR)

UPI payment through pre-defined IVR numbers would require users to initiate a secured call from their feature phones to a predetermined number and complete

Proximity Sound-based Payments

Proximity Sound-based Payments

This uses sound waves to enable contactless, offline, and proximity data communication on any device

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UPI 123Pay will also help RBI reach its objective of a less-cash economy, Das added, saying that more limited payment options available to feature phone users.